/* MingalaCredit — Loan (load after theme.css) */

.page-intro {
  padding: clamp(2rem, 4vw, 2.85rem) 5vw 1rem;
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}

.page-intro h1 {
  margin: 0 0 0.65rem;
  font-size: clamp(1.24rem, 2.9vw, 1.82rem);
  font-weight: 800;
  color: var(--orange-950);
  letter-spacing: -0.02em;
}

.page-intro .lead {
  margin: 0 auto;
  max-width: 48ch;
  color: var(--muted);
  font-size: 0.98rem;
}

.page-intro::after {
  content: "";
  display: block;
  width: 80px;
  height: 5px;
  margin: 1.4rem auto 0;
  border-radius: 5px;
  background: linear-gradient(90deg, var(--orange-500), var(--gold-500), var(--orange-400));
  opacity: 0.9;
  box-shadow: 0 4px 14px rgba(232, 90, 0, 0.35);
}

.wrap {
  max-width: 900px;
  margin: 0 auto;
  padding: 0.5rem 5vw 3rem;
}

.split-img {
  display: grid;
  gap: 1.35rem;
  margin-bottom: 2rem;
}

@media (min-width: 760px) {
  .split-img {
    grid-template-columns: 1fr 1fr;
    align-items: start;
  }
}

.split-img figure {
  margin: 0;
  border-radius: var(--radius-xl);
  overflow: hidden;
  background: linear-gradient(158deg, #100c09 0%, #040302 100%);
  padding: 9px;
  box-shadow: var(--shadow-lg);
  transition: transform 0.28s var(--ease-out), box-shadow 0.28s var(--ease-out);
}

.split-img figure:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
}

.split-img figure img {
  display: block;
  width: 100%;
  height: auto;
  border-radius: calc(var(--radius-xl) - 7px);
}

.card {
  background:
    radial-gradient(100% 60% at 100% 0%, rgba(255, 210, 140, 0.1), transparent),
    #fff;
  border-radius: var(--radius-xl);
  padding: 1.55rem 1.75rem;
  margin-bottom: 1.05rem;
  box-shadow: var(--shadow-md);
  border: 1px solid rgba(232, 90, 0, 0.09);
  transition: box-shadow 0.25s var(--ease-out);
}

.card:hover {
  box-shadow: 0 20px 56px rgba(42, 21, 5, 0.11);
}

.card h2 {
  margin: 0 0 1rem;
  padding-bottom: 0;
  font-size: 1.14rem;
  font-weight: 800;
  color: var(--orange-950);
}

.card h2::after {
  content: "";
  display: block;
  width: min(168px, 55%);
  height: 4px;
  margin: 0.65rem 0 0;
  border-radius: 4px;
  background: linear-gradient(90deg, var(--orange-600), var(--gold-500));
}

.stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(148px, 1fr));
  gap: 0.85rem;
  margin-top: 0.65rem;
}

.stat {
  padding: 1.05rem;
  background: linear-gradient(168deg, var(--cream-2) 0%, #fff 100%);
  border-radius: var(--radius-lg);
  border: 1px solid rgba(232, 90, 0, 0.09);
}

.stat .lbl {
  font-size: 0.76rem;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: 0.07em;
}

.stat .val {
  font-weight: 800;
  font-size: 1.1rem;
  color: var(--orange-700);
  margin-top: 0.35rem;
}

table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  margin-top: 0.75rem;
  font-size: 0.9rem;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid rgba(232, 90, 0, 0.1);
}

th,
td {
  padding: 0.65rem 0.9rem;
  text-align: left;
  border-bottom: 1px solid rgba(0, 0, 0, 0.06);
}

tr:last-child th,
tr:last-child td {
  border-bottom: none;
}

th {
  width: 42%;
  background: linear-gradient(180deg, rgba(255, 138, 52, 0.1), rgba(255, 122, 18, 0.06));
  color: var(--orange-900);
  font-weight: 700;
}

.process {
  margin: 0;
  padding-left: 1.35rem;
}

.process li {
  margin-bottom: 0.55rem;
  padding-left: 0.35rem;
}

.process li::marker {
  color: var(--orange-500);
  font-weight: 800;
}

.disclaimer {
  margin-top: 1.1rem;
  padding: 1.08rem 1.2rem;
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, rgba(255, 243, 228, 0.95) 0%, rgba(255, 255, 255, 0.98) 100%);
  font-size: 0.92rem;
  color: var(--muted);
  border: 1px solid rgba(232, 90, 0, 0.1);
  border-left: 4px solid var(--orange-600);
  box-shadow: var(--shadow-xs);
}

footer .inner {
  max-width: 900px;
}